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		<title>Comment on Are the debt relief programs for real or just a scam? by Amira D</title>
		<link>http://www.debtreliefadvice.net/are-the-debt-relief-programs-for-real-or-just-a-scam/comment-page-1/#comment-41</link>
		<dc:creator>Amira D</dc:creator>
		<pubDate>Wed, 30 Dec 2009 23:18:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreliefadvice.net/?p=515#comment-41</guid>
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Debt relief is a difficult issue many americans are now facing. Every legitamate debt relief service providers will give you advice for free. Try visiting serveral debt relief services and inquire about your questions and listen to thier answers. You should be able to tell which ones are providing shady advice.

Hope everything works out.</description>
		<content:encoded><![CDATA[<p><a href=""></a></p>
<p>Debt relief is a difficult issue many americans are now facing. Every legitamate debt relief service providers will give you advice for free. Try visiting serveral debt relief services and inquire about your questions and listen to thier answers. You should be able to tell which ones are providing shady advice.</p>
<p>Hope everything works out.</p>
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		<title>Comment on What is the best method for consumer credit card debt relief? by koij t</title>
		<link>http://www.debtreliefadvice.net/what-is-the-best-method-for-consumer-credit-card-debt-relief/comment-page-1/#comment-63</link>
		<dc:creator>koij t</dc:creator>
		<pubDate>Wed, 30 Dec 2009 18:10:29 +0000</pubDate>
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Hi, these articles should help you:

Ways to Consolidate Debt

Structured Settlements Guide</description>
		<content:encoded><![CDATA[<p><a href=""></a></p>
<p>Hi, these articles should help you:</p>
<p>Ways to Consolidate Debt</p>
<p>Structured Settlements Guide</p>
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		<title>Comment on Are the debt relief programs for real or just a scam? by La Vie Boheme</title>
		<link>http://www.debtreliefadvice.net/are-the-debt-relief-programs-for-real-or-just-a-scam/comment-page-1/#comment-39</link>
		<dc:creator>La Vie Boheme</dc:creator>
		<pubDate>Tue, 29 Dec 2009 12:39:59 +0000</pubDate>
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Get credit counseling with a reputable company.</description>
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<p>Get credit counseling with a reputable company.</p>
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		<title>Comment on What is the best method for consumer credit card debt relief? by stopccdebt</title>
		<link>http://www.debtreliefadvice.net/what-is-the-best-method-for-consumer-credit-card-debt-relief/comment-page-1/#comment-62</link>
		<dc:creator>stopccdebt</dc:creator>
		<pubDate>Tue, 29 Dec 2009 01:57:34 +0000</pubDate>
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I am not saying that debt settlement/negotiation is the wrong way to go. However, it will damage your credit further.

If you choose to settle on your debts, you can do this without paying enormous fees to a debt settlement company. Keep in mind that any forgiven debt of $600 or more is automatically reported to the IRS, in which you would owe taxes on it as a form of income.

If you can continue to make the payments on your current plan, then that is likely the best option for you. If you are having trouble, give your credit counselor a call to discuss possible changes to your account.</description>
		<content:encoded><![CDATA[<p><a href=""></a></p>
<p>I am not saying that debt settlement/negotiation is the wrong way to go. However, it will damage your credit further.</p>
<p>If you choose to settle on your debts, you can do this without paying enormous fees to a debt settlement company. Keep in mind that any forgiven debt of $600 or more is automatically reported to the IRS, in which you would owe taxes on it as a form of income.</p>
<p>If you can continue to make the payments on your current plan, then that is likely the best option for you. If you are having trouble, give your credit counselor a call to discuss possible changes to your account.</p>
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		<title>Comment on Debt Relief? by timjw2</title>
		<link>http://www.debtreliefadvice.net/debt-relief/comment-page-1/#comment-28</link>
		<dc:creator>timjw2</dc:creator>
		<pubDate>Tue, 29 Dec 2009 00:15:43 +0000</pubDate>
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There are 2 ways to consolidate, a mortgage refinance or credit counseling. Credit counseling will save you a ton in finance charges since they negotiate with your creditors to reduce or eliminate the interest. has links to companies for both options.</description>
		<content:encoded><![CDATA[<p><a href=""></a></p>
<p>There are 2 ways to consolidate, a mortgage refinance or credit counseling. Credit counseling will save you a ton in finance charges since they negotiate with your creditors to reduce or eliminate the interest. has links to companies for both options.</p>
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		<title>Comment on Debt Relief? by quillologist</title>
		<link>http://www.debtreliefadvice.net/debt-relief/comment-page-1/#comment-27</link>
		<dc:creator>quillologist</dc:creator>
		<pubDate>Mon, 28 Dec 2009 13:25:33 +0000</pubDate>
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There should be a non-profit Credit Counseling Services in your area.  I can really empathize; mine was as high as $33,000, but thank God, it&#039;s gone.  I felt like I was fighting all the forces of heaven, hell, and earth all the time.</description>
		<content:encoded><![CDATA[<p><a href=""></a></p>
<p>There should be a non-profit Credit Counseling Services in your area.  I can really empathize; mine was as high as $33,000, but thank God, it&#8217;s gone.  I felt like I was fighting all the forces of heaven, hell, and earth all the time.</p>
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		<title>Comment on Are the debt relief programs for real or just a scam? by Eric Fadom</title>
		<link>http://www.debtreliefadvice.net/are-the-debt-relief-programs-for-real-or-just-a-scam/comment-page-1/#comment-40</link>
		<dc:creator>Eric Fadom</dc:creator>
		<pubDate>Mon, 28 Dec 2009 11:18:32 +0000</pubDate>
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If you are an attorney then I say go for it.  You can do no worst.</description>
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<p>If you are an attorney then I say go for it.  You can do no worst.</p>
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		<title>Comment on How to pay off credit cards enrolled in a debt management program? by kineshma</title>
		<link>http://www.debtreliefadvice.net/how-to-pay-off-credit-cards-enrolled-in-a-debt-management-program/comment-page-1/#comment-64</link>
		<dc:creator>kineshma</dc:creator>
		<pubDate>Sat, 26 Dec 2009 22:58:59 +0000</pubDate>
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		<description>I want to quote your post in my blog. It can?
And you et an account on Twitter?</description>
		<content:encoded><![CDATA[<p>I want to quote your post in my blog. It can?<br />
And you et an account on Twitter?</p>
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		<title>Comment on What is the best method for consumer credit card debt relief? by curtain r</title>
		<link>http://www.debtreliefadvice.net/what-is-the-best-method-for-consumer-credit-card-debt-relief/comment-page-1/#comment-61</link>
		<dc:creator>curtain r</dc:creator>
		<pubDate>Sat, 26 Dec 2009 13:28:00 +0000</pubDate>
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		<description>&lt;a href=&quot;&quot;&gt;&lt;/a&gt;


I think you should read these articles:

Debt Consolidation - Get Out Of Debt  

How to Hire a Debt Counselor? 

What is Debt Relief? 

Debt Management and Building Wealth</description>
		<content:encoded><![CDATA[<p><a href=""></a></p>
<p>I think you should read these articles:</p>
<p>Debt Consolidation &#8211; Get Out Of Debt  </p>
<p>How to Hire a Debt Counselor? </p>
<p>What is Debt Relief? </p>
<p>Debt Management and Building Wealth</p>
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		<title>Comment on Debt Relief? by lynda_is</title>
		<link>http://www.debtreliefadvice.net/debt-relief/comment-page-1/#comment-26</link>
		<dc:creator>lynda_is</dc:creator>
		<pubDate>Fri, 25 Dec 2009 20:59:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreliefadvice.net/?p=509#comment-26</guid>
		<description>&lt;a href=&quot;&quot;&gt;&lt;/a&gt;


You have probably heard this before, but the best way to get out of debt is to pay off your bills.  If it&#039;s credit card debt, take the card that charges the highest interest rate, and pay that one down first.  Always pay more than the minimum payment.  If you have the discipline to not get yourself into this problem again, try consolidating your loans into one payment, with a lower interest loan.</description>
		<content:encoded><![CDATA[<p><a href=""></a></p>
<p>You have probably heard this before, but the best way to get out of debt is to pay off your bills.  If it&#8217;s credit card debt, take the card that charges the highest interest rate, and pay that one down first.  Always pay more than the minimum payment.  If you have the discipline to not get yourself into this problem again, try consolidating your loans into one payment, with a lower interest loan.</p>
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